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Living in Lake Summerset Tips 🛥️ | Is Moving to Lake Summerset IL Right For You?

Last Updated On: 4th May 2026, 01:20 pm

Thinking of living in Lake Summerset? Lake Summerset is a beautiful, gated lake community surrounded by rolling hills and wooded areas in a family friendly, rural setting. Lake Summerset is a great place for families as it has award-winning schools. The town is also popular with retirees due to its high-quality healthcare facilities. Lake Summerset is centered around the man-made Lake Summerset, where residents take advantage of many year-round activities, including fishing, water skiing, boating, and swimming.

Other popular activities in town include bocce, tennis, pickleball, and disc golf. Lake Summerset also has a community garden and a dog park. Lake Summerset’s two marinas, 40 parks featuring recreational activities, playgrounds, pools, and a spray park for kids offer many opportunities to stay active and enjoy the outdoors. Swimming in the lake is a popular summer activity, with two beaches staffed with lifeguards in season. 

In winter, outdoor activities shift to ice-fishing, sledding, cross country skiing, and snowmobiling on numerous snowmobile trails. With weekend lake devotees and several local communities, Lake Summerset is ready to welcome you home. Is Lake Summerset a good place to live? You'll love living in Lake Summerset if you're a lake enthusiast.

Where Is Lake Summerset, IL?

Lake Summerset is a census-designated place (CDP) located in Northwest Illinois and on Lake Summerset in Stephenson and Winnebago counties. Lake Summerset is about 25 miles northwest of Rockford, Il and about a 2-hour drive northwest of Chicago.

Lake Summerset Map

Check out all the other cool things about living in Lake Summerset with this map!

Lake Summerset IL Population and Demographics

As Lake Summerset is 94% White, the vast majority of residents in town have European roots. Nearly one-quarter of the population has German roots. Irish descendants comprise about 17% of the population, and roughly 16% trace their ancestry back to England. Those with Polish and Italian roots each make up about 14% to 15% of the population. Descendants from these five countries account for nearly 90% of Lake Summerset’s population.      

The Lake Summerset population is 2,240. So there’s a small-town feel when living in Lake Summerset!

Lake Summerset racial and ethnic demographics:

  • White: 94.0%
  • Black or African American: 0.8%
  • Asian: 0.5%
  • Hispanic or Latino: 4.6%

Other Lake Summerset demographics:

  • Population density: 1,105.24 per square mile
  • Median age: 46.1
  • Sex ratio: 47.1% males, 52.9% females
  • Median household income: $105,588
  • Educational attainment: 95.5% high school degree or higher, 29.5% bachelor's degree or higher
  • Foreign-born population: 1.2%
  • Veteran population: 135

Living in Lake Summerset is very safe. The Winnebago County Sheriff’s Office serves the section of Lake Summerset in its county, and the Stephenson County Sheriff’s Office serves the portion within its county borders. Both sheriff’s offices are committed to enhancing the quality of life in Lake Summerset via exceptional law enforcement services carried out with the highest standards of professionalism, integrity, and dedication to duty. 

The crime rate in Lake Summerset is 709 per 100,000 people, which is 70% lower than the national average. Lake Summerset's violent crime rate is also low, with 103 crimes per 100,000 people, 72% below the national average.

Lake Summerset IL Cost of Living

Lake Summerset is an affordable place to live. The cost of living in Lake Summerset is 6% lower than the national average. Lake Summerset real estate is the biggest factor to consider when moving to Lake Summerset, and housing costs in Lake Summerset are 6% below the national average. The median sale price of a home in Lake Summerset is $262,500, and the average square foot cost of the current Lake Summerset homes for sale is $118. There are plenty of homes for sale in Lake Summerset IL!

If you’re looking to rent in Lake Summerset, the average rent for a two-bedroom unit in Lake Summerset is $1,050 per month, which is 26.6% cheaper than the national average of $1,430 and 20.0% cheaper than the Illinois state average of $1,260. Check out a current listing of apartments and homes for rent in Lake Summerset IL on RentCafe.

Typical Lake Summerset Living Expenses:

  • Meal, inexpensive restaurant: $15.00
  • Domestic beer: $4.00
  • 1 gallon of milk: $2.66
  • Dozen eggs: $1.69
  • 1 pound of chicken: $5.54
  • Average Lake Summerset monthly utility bill: $166.83

Source: Numbeo, Rockford, IL

The Best Neighborhoods in Lake Summerset

Lake Summerset is an established neighborhood where most homes were built in the early 2000s. The neighborhood and Lake Summerset homes are a beautiful community to reside in thanks to the Lake Summerset Association. The great thing about Lake Summerset is that houses are very affordable. Many homes in town have serene waterfront views. You can find a mix of architectural styles, including colonial, ranch homes, and cabins. 

Many homes in Lake Summerset have been remodeled or have had additions added to them, such as patios, and refurbished private docks. You’ll find most homes sit on spacious yards, surrounded by mature oaks, elms, and pine trees. Lake Summerset is close to great schools, as well as local shopping and dining.

Lake Summerset IL Weather & Climate

Lake Summerset has a mild, pleasant climate with hot, humid summers and cold winters. The average high temperatures in summer reach into the mid-80s. Nighttime lows in the winter average in the mid-30s. Spring and fall are mild seasons in Lake Summerset, with cool weather that allows for outdoor recreation opportunities. Rain falls fairly evenly throughout the year. The average yearly rainfall in Lake Summerset is 37 inches. 

Snowfall is typically moderate during the winter months, providing excellent opportunities for activities such as skiing and snowshoeing. There are about 187 sunny days per year in Lake Summerset. The best time of year to visit Lake Summerset is from mid-June to early September.

Things to Do in Lake Summerset IL

You can find many fun and interesting activities and things to do in Lake Summerset. You’ll also find convenient local shopping at Freeport Plaza, The Broomery, and Machesney Crossing. Here are some popular things to do near Lake Summerset IL:

Laona Heights Forest Preserve

Laona Heights is a 40-acre preserve with mature woodland, green space, and a picturesque stone shelter. Half of the preserve is a designated Illinois Nature Preserve. Laona Heights is a great place to get out and enjoy a relaxing day communing with nature. 

15402 Anderson Rd, Davis, IL 61019

Lake Summerset Campsite

Lake Summerset Campsite is a popular place for visitors to enjoy the lake and the surrounding nature and beauty. The facilities are clean, and the campsite offers easy access to the lake. Popular activities at the campsite include fishing, boating, and swimming. 

17671 E Rock Grove Rd, Davis, IL 61019

Burpee Museum of Natural History

The Burpee Museum features Jane, a 12-foot Tyrannosaurus rex and the most complete juvenile T-rex ever found. Exhibits include dinosaurs, insects, and amphibians as they existed millions of years ago, displays focusing on Native American lifestyles and archeology, geoscience, and more.

737 N Main St, Rockford, IL 61103, (815) 965-3433

Additional Attractions in Lake Summerset, IL

If you’re looking for more activities, Lake Summerset has two onsite marinas. Who needs a swimming pool when you'll be centrally located with amazing amenities nearby? There are also 40 parks, including Lake Summerset Quarry and Lake Summerset Harding Park, providing many opportunities for outdoor recreational activities in both summer and winter. You can find playgrounds, pools, and a spray park just for kids at the parks. The 75-site Lake Summerset Campground offers ample opportunities to camp and enjoy family time in nature while taking advantage of all the local amenities.     

Does Lake Summerset Have a Beach?

Lake Summerset has two beaches, named Beach #1 and Beach #2.

What Kind of Fish Are in Lake Summerset Illinois?

The main fish in Lake Summerset are Largemouth bass, Smallmouth bass, and Bluegill.

How Many Acres Is Lake Summerset?

Lake Summerset is 275 acres.

Lake Summerset IL Restaurants

Lake Summerset offers a variety of dining options that will appeal to every taste. Here are some of the most popular dining establishments in Lake Summerset:

Lakeside Inn

Lakeside Inn is a casual, family-friendly restaurant that serves delicious American comfort food. Stop in for breakfast, brunch, lunch, or dinner. The expansive menu includes favorites such as chocolate chip pancakes, blackened shrimp alfredo linguini, teriyaki glazed salmon, and smokehouse chicken.

13965 Best Rd # 1, Davis, IL 61019, (815) 248-3518

Bootie's Main Tap

Booties is a casual bar and grill with a lively atmosphere and live entertainment. They offer lunch and dinner specials, a Friday fish fry, and a wide range of breakfast, lunch, and dinner items. From omelets to burgers, tacos, sandwiches, seafood, and more, Bootie’s has something for everyone. 

411 Main St, Pecatonica, IL 61063, (815) 239-2126

​​Ridott Corners Tavern 

Ridott Corners is a fun family eatery that serves up tasty bites, including a wide variety of specialty burgers such as the bacon cheeseburger, mushroom Swiss burger, and Pepper Jack burger. They also have grilled cheese sandwiches and homemade pizza. Add a beer, cocktail, or soda for a perfect meal. 

1862 S Rock City Rd, Ridott, IL 61067, (815) 235-2451

Jobs in Lake Summerset IL

Lake Summerset, IL provides job opportunities in fields such as manufacturing, health care, and retail trade. Its proximity to Rockford opens up many additional employment opportunities. One of the largest employers near Lake Summerset is Rockford Public Schools, a highly rated public school district that enrolls 7,719 students in 412 schools. 

The district has 4,075 employees who provide students with first-class public education. Other major employers include top-notch healthcare facilities like UW Health, Mercy Health, and Collins Aerospace. If you’re looking for a job in Lake Summerset, check out current opportunities on Indeed and other online job boards. 

Schools in Lake Summerset IL

Lake Summerset is served by two award-winning school districts. Durand School District was named the Highest Achieving School in Northern IL. The district consists of Durand Elementary, Durand Junior High, and Durand High. Durand's partnership with students, family, and the community to provide the highest level of education and diverse opportunities to all students, inspiring them to reach their full potential. 

The Dakota School District boasts high graduation rates and college acceptance rates. Schools in the district are Dakota Elementary and Dakota Junior/Senior High. The district is committed to providing a high-quality education that prepares students for lifelong learning. 

In addition to public schools, you can find excellent charter and private schools in the area. Popular private schools include Spectrum Progressive School, Alpine Academy of Rockford, and Our Lady of the Sacred Heart Academy.

Interested in further education opportunities near Lake Summerset? Some of the best options include Rockford University, Rasmussen University Rockford Campus, Rock Valley College, and the University of Illinois College of Medicine Rockford.

If you’re looking for a relaxing day, the Pecatonica Public Library has books, movies, CDs, music, and more and serves the Lake Summerset community. Check out their calendar of events for programs for all ages.   

Lake Summerset IL Statistics & Information

Rockford,,Illinois,lake,summerset
  • County: Stephenson, Winnebago Counties
  • Area: 2.56 square miles
  • Zip code Lake Summerset IL: 61019
  • Area codes: 815
  • Elevation: 860 feet
  • Time zone: Central Time Zone (UTC-5 and -6)
  • Closest airport: Chicago Rockford International Airport, 97 miles

Moving to Lake Summerset? Contact Us Today!

Moving to Lake Summerset? Let us make your relocation stress-free and seamless. Our experienced team of Lake Summerset movers is here to handle every detail so you can focus on settling into your new home. We can help with local moving, long distance moving, senior moving, and even help with packing. 

We’ve been in business since 2016, and pride ourselves on our amazing customer service. We can answer all of your questions about moving. Contact StraightLine Moving today at 815-708-7875 for a free quote and discover how we can make your move a breeze!

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